Bank Negara Indonesia

BNI was established by the Indonesian government in 1946 and initially served as the country's central bank, before assuming the status of commercial bank in 1955. In 1996, BNI became the first state-owned bank to go public on the Indonesia Stock Exchange (IDX) when it sold 25 percent of its equity to the public.

At the start of 2015, BNI had 1,766 domestic branches and five overseas branches in New York, London, Tokyo, Hong Kong and Singapore.

Since 2011, BNI put the corporate, middle commercial and small commercial segments under the Director of Business Banking. In addition, BNI also developed a sector focus lending strategy that focuses on eight key industry sectors, to wit: oil & gas and mining, telecommunications, chemical, agribusiness, wholesale and retail trading, food and beverage, electricity, and construction. Through the implementation of this strategy, BNI expects to maintain the quality of its loan portfolio in support of solid financial growth in the future.

The bank's Middle Business segment manages loans between IDR 10 billion and IDR 100 billion for individual commercial businesses, or between IDR 15 - 150 billion for the commercial business group customers.

The Small Business segment manages loans of up to IDR 10 billion for individual commercial customers and up to IDR 15 billion for group commercial customers.